Todd Galde | Senior Loan Officer

BUY YOUR NEXT HOME

BEFORE SELLING YOUR CURRENT HOME

Here's how you can buy your next home quickly, with no contingency on selling your current home, and in most cases, with no loan or appraisal contingencies.

Purchase Without

Contingencies

Enables buyers to make offers NOT contingent on the sale of their old home, and even without loan or appraisal contingencies, giving them the advantage of a cash buyer while using their existing home equity.

This significantly increases offer attractiveness in competitive markets.

Quick Closing

Timeline

Allows homeowners to close rapidly on their new property or senior living community without waiting to sell their current home first.

This prevents missing out on desired properties and provides flexibility when timing is critical.

Flexible Repayment

After Sale

Offers the ability to pay off the loan after selling the current home with no prepayment penalties.

This creates a seamless transition between properties without the pressure of coordinating simultaneous transactions.

EXPLORE

Discover how our customized lending solutions make Buying Before Selling simple and stress-free.

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Learn how short-term financing lets you buy a new home before selling the old one.

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Discover the advantages of bridging, from flexible timing to a smoother move.

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Explore real-life case studies showing how bridging can fit different home buying needs.

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Hear from clients who successfully transitioned into their new homes with our bridge loan solutions.

Client Success Stories

120+ 5 Star reviews just on Google

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I was very grateful to have Todd on my side when trying to buy my first home. He was always patient when answering all my questions and I could tell he felt personally vested in getting me into a home. He understands what it takes to submit winning offers in such an incredibly competitive Bay Area market. I recommend him to my friends any time I hear they are in the market, and I highly recommend him for your team as well.

Jesse Rond

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We recently worked with Todd Galde to buy our first home. As first timers, we are so grateful that Todd was there to support us through the process. Todd spent many hours answering our questions, walking us through the steps and possible scenarios. He is professional, patient, and extremely knowledgeable. He made our offer shine and went above and beyond in so many ways. Thanks again for all your hard work, Todd!

Caylee Mercado

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Todd and his dedicated team are awesome! They have assisted us with both purchases and refinances over the last few years and we have always felt completely supported through the process. Todd is always willing to answer questions and offer seasoned advice to guide us through our decisions. We will continue to turn to him and his team for our future mortgage needs.

Clayton Stroope

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Todd and his team made buying a home stress free and they were always there to answer any questions when needed. We 100% recommend them if you are considering buying a home!

Jeremy Bohmaker

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Todd and his team have done an outstanding job for us on a home purchase and refi. They have systems in place to keep you informed every step of the way. Todd is a seasoned lender. He has the ability to address the most complex situations. I highly recommend Todd and team.

Steve Lacy

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We are grateful to Todd and his team for making our mortgage financing so easy. From the beginning of the process, Todd was always available to answer all our questions and provide guidance when needed. He monitored interest rates locking in at the optimal time. He also worked with us to address a credit issue which resulted in a much better interest rate. We definitely recommend Todd and his team!

Joe Cesana

Ready to buy your Dream Home?

A happy couple receive the key for their new home.

Contact Us

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Buy Your Dream Home.

A picture of a happy family who just sold their house.

We have a solution that enables homeowners with significant equity the option of buying their next home or buying IN to a Senior Living Community immediately, with no loan or appraisal contingencies, close quickly, then pay off the loan after the sale of the current home with no prepayment penalties.


It would be my honor to serve you in this way, to help you Buy Before Selling.

(925) 381-8190

Danville, CA

Office: 5776 Stoneridge Mall Road, Suite 280

Pleasanton, CA 94588

Copyright © 2025 | Preferred Mortgage Partners

CorpNMLS#459512 / NMLS#256864

Licensed In: CA, NV, OR & WA

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